About our Company

Open Xchange Africa is a Black owned African Digital Payments Company providing a World Leading, Locally Developed Technology Platform for all your Pan African Payment Solutions.

Payments Processing, Value Added Services (VAS),  Software as a Service (SAAS) and  e-Vending 

We offer this to:

 Financial Institutions, Retail Houses, SME’s, Communities and Government Agencies including Central Banks. 

No matter what your size business, our Digital Payments platform is Secure and Scalable, with the Agility to support your Local, Regional or Pan African requirements. 


We Shape the Perfect Solution for your Business !!

As a Payments Solutions and Fintech company and through our strategic collaborations and partnerships, aimed at value creation, we offer low cost innovative digital payments operating models either as modularised or as a single payments platform. You will have the ability to either choose a customised or an off the shelf payment and product solutions, thus saving you time and money.   

Our multi currency payments platform is cloud-based operating within an agile integrated ecosystem for:

Card or Virtual Issuing, Merchant Acceptance and  Acquiring, Domestic and Cross Border Remittance Payments with Digital e-Wallets, Loyalty and Digital Voucher Generation.

view our company introduction video

We Help Businesses
To Achieve Their Goals

To partner, work together to drive change and build sustainable products and services for all sectors within the financial services industry.

Our Vision

Fostering socio-economic development by empowering you to deliver product and services to both the unbanked and underbanked thus bringing about financial inclusion within emerging and developing markets.


Developing and Facilitating Payment Solutions is at the Heart of What We Do

The OXA platform technology stack through our partners, enables business' customers particularly in emerging and developing sectors to digitally communicate, contract and transact with various financial service providers including banks, merchants and suppliers wherever they are.

Our focus is on creating frictionless interactions for our customers in the payments value chain with a emphasis on the creation of an open payments ecosystem, accessible by all whether banked, underbanked or unbanked.

Commercial modelling
payments processing
transactional growth

Meet our Expert Team

Open Xchange Africa's Executive Team has over thirty years of experience witin the Payments Industry

Estevao Tokata




Patrick Kadalie